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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,629 | $165,939-56.2% | $122,354-40.6% | $147,585-50.8% |
| Participation rate | 26.1% | 79.6%-53.5pp | 71.6%-45.6pp | 82.8%-56.7pp |
| Annual return | 12.92% | 34.56%-21.6pp | 30.28%-17.4pp | 578.58%-565.7pp |
| Employer contribution / active EE | $255 | $5,754-95.6% | $4,051-93.7% | $4,876-94.8% |
| Participant deferral / active EE | $630 | $4,005-84.3% | $3,287-80.8% | $5,439-88.4% |
| Admin fee / account holder | $23,686 | $7,425+219.0% | $5,479+332.3% | $10,886+117.6% |