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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,646 | $115,810-47.6% | $101,271-40.1% | $158,966-61.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 18.37% | 56.15%-37.8pp | 46.48%-28.1pp | 302.95%-284.6pp |
| Employer contribution / active EE | $8,818 | $4,175+111.2% | $3,660+140.9% | $4,762+85.1% |
| Participant deferral / active EE | $6,681 | $4,958+34.7% | $4,371+52.9% | $5,983+11.7% |
| Admin fee / account holder | $393 | $7,248-94.6% | $5,948-93.4% | $11,250-96.5% |