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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,046 | $64,719-59.8% | $112,249-76.8% | $68,486-62.0% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -18.13% | -11.40%-6.7pp | 27.48%-45.6pp | -7.85%-10.3pp |
| Employer contribution / active EE | $6,409 | $2,747+133.3% | $3,636+76.3% | $2,597+146.8% |
| Participant deferral / active EE | $321 | $3,565-91.0% | $4,729-93.2% | $4,028-92.0% |
| Admin fee / account holder | $6,917 | $5,232+32.2% | $6,412+7.9% | $5,404+28.0% |