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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,575 | $99,011-43.9% | $86,582-35.8% | $147,586-62.3% |
| Participation rate | 50.0% | 76.3%-26.3pp | 73.5%-23.5pp | 82.8%-32.8pp |
| Annual return | 35.75% | 1312.75%-1277.0pp | 965.08%-929.3pp | 578.59%-542.8pp |
| Employer contribution / active EE | $884 | $3,132-71.8% | $2,839-68.9% | $4,876-81.9% |
| Participant deferral / active EE | $3,407 | $3,972-14.2% | $3,609-5.6% | $5,439-37.4% |
| Admin fee / account holder | $155 | $5,709-97.3% | $4,904-96.8% | $10,886-98.6% |