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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,537 | $101,063-6.5% | $81,473+16.0% | $147,585-35.9% |
| Participation rate | 66.7% | 74.5%-7.8pp | 68.0%-1.3pp | 82.8%-16.2pp |
| Annual return | 24.77% | 32.41%-7.6pp | 38.78%-14.0pp | 578.58%-553.8pp |
| Employer contribution / active EE | $3,381 | $3,206+5.5% | $2,568+31.6% | $4,876-30.7% |
| Participant deferral / active EE | $10,193 | $4,242+140.3% | $3,537+188.2% | $5,439+87.4% |
| Admin fee / account holder | $2,790 | $5,812-52.0% | $4,561-38.8% | $10,886-74.4% |