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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 38 FOUNTAIN SQUARE PLAZA · CINCINNATI, OH 45263 | Advisory (Participants) | $77,414 |
MARCUM LLP1 year Filed as: MARCUM Service code 10 6685 BETA DRIVE · MAYFIELD, OH 44143 | Accounting | $8,200 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,718 | $81,474-19.3% | $133,971-50.9% | $73,493-10.6% |
| Participation rate | 97.4% | 76.4%+21.0pp | 79.8%+17.6pp | 70.7%+26.7pp |
| Annual return | 17.77% | 19.40%-1.6pp | 45.09%-27.3pp | 28.51%-10.7pp |
| Employer contribution / active EE | $1,444 | $2,209-34.6% | $3,919-63.2% | $2,270-36.4% |
| Participant deferral / active EE | $5,328 | $3,786+40.7% | $5,047+5.6% | $3,740+42.5% |
| Admin fee / account holder | $315 | $713-55.8% | $8,929-96.5% | $513-38.6% |