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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,279 | $70,587-23.1% | $124,693-56.5% | $85,847-36.8% |
| Participation rate | 93.8% | 64.4%+29.3pp | 74.6%+19.1pp | 69.3%+24.4pp |
| Annual return | 14.96% | 20688.83%-20673.9pp | 5144.19%-5129.2pp | 318.61%-303.6pp |
| Employer contribution / active EE | $2,338 | $1,913+22.2% | $3,324-29.7% | $2,565-8.9% |
| Participant deferral / active EE | $4,719 | $2,969+59.0% | $4,615+2.3% | $3,952+19.4% |
| Admin fee / account holder | $778 | $5,282-85.3% | $7,494-89.6% | $6,261-87.6% |