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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,394 | $72,273-64.9% | $101,275-74.9% | $79,856-68.2% |
| Participation rate | 67.9% | 68.5%-0.5pp | 75.8%-7.9pp | 69.6%-1.7pp |
| Annual return | 18.58% | 22.30%-3.7pp | 46.48%-27.9pp | 31.71%-13.1pp |
| Employer contribution / active EE | $1,626 | $2,691-39.6% | $3,660-55.6% | $2,471-34.2% |
| Participant deferral / active EE | $2,818 | $3,282-14.1% | $4,371-35.5% | $3,741-24.7% |
| Admin fee / account holder | $1,611 | $4,401-63.4% | $5,948-72.9% | $5,306-69.7% |