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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,086 | $101,950-74.4% | $125,529-79.2% | $86,983-70.0% |
| Participation rate | 84.8% | 70.2%+14.7pp | 74.7%+10.1pp | 69.5%+15.3pp |
| Annual return | 15.36% | 18.29%-2.9pp | 202.56%-187.2pp | 25.83%-10.5pp |
| Employer contribution / active EE | $1,936 | $2,358-17.9% | $3,058-36.7% | $2,584-25.1% |
| Participant deferral / active EE | $2,593 | $3,862-32.9% | $4,813-46.1% | $4,194-38.2% |
| Admin fee / account holder | $4,482 | $12,791-65.0% | $16,298-72.5% | $7,856-42.9% |