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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,340 | $175,231-22.8% | $149,696-9.6% | $139,466-3.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.38% | 166.77%-156.4pp | 134.46%-124.1pp | 373.66%-363.3pp |
| Employer contribution / active EE | $10,595 | $5,478+93.4% | $4,821+119.8% | $4,754+122.9% |
| Participant deferral / active EE | $6,380 | $6,521-2.2% | $5,682+12.3% | $6,712-4.9% |
| Admin fee / account holder | $2,193 | $16,155-86.4% | $13,212-83.4% | $11,409-80.8% |