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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,399 | $65,364+107.1% | $92,909+45.7% | $72,975+85.5% |
| Participation rate | 93.1% | 68.3%+24.8pp | 76.0%+17.1pp | 69.5%+23.6pp |
| Annual return | 26.61% | 42.11%-15.5pp | 109.44%-82.8pp | 81.01%-54.4pp |
| Employer contribution / active EE | $4,173 | $2,594+60.9% | $3,653+14.2% | $2,440+71.0% |
| Participant deferral / active EE | $7,504 | $3,128+139.9% | $4,238+77.1% | $3,608+108.0% |
| Admin fee / account holder | $12,995 | $4,251+205.7% | $5,795+124.2% | $5,124+153.6% |