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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,403 | $108,695-82.1% | $74,722-74.0% | $152,897-87.3% |
| Participation rate | 58.8% | 65.4%-6.5pp | 54.5%+4.4pp | 82.5%-23.6pp |
| Annual return | 20.63% | 114.11%-93.5pp | 753.11%-732.5pp | 345.43%-324.8pp |
| Employer contribution / active EE | $162 | $1,504-89.2% | $1,084-85.0% | $4,764-96.6% |
| Participant deferral / active EE | $649 | $2,712-76.1% | $1,963-67.0% | $5,851-88.9% |
| Admin fee / account holder | $474 | $4,906-90.3% | $3,335-85.8% | $11,599-95.9% |