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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $20,193 |
Filed as: AXA ADVISORS, LLC Service code 15 · EIN 13-4071393 | Recordkeeping | $16,023 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,279 | $41,647-32.1% | $96,192-70.6% | $86,821-67.4% |
| Participation rate | 73.4% | 50.3%+23.1pp | 68.4%+5.0pp | 72.3%+1.1pp |
| Annual return | 128.82% | 27.24%+101.6pp | 192.09%-63.3pp | 97.94%+30.9pp |
| Employer contribution / active EE | $890 | $1,328-33.0% | $2,799-68.2% | $2,406-63.0% |
| Participant deferral / active EE | $2,734 | $2,412+13.3% | $4,351-37.2% | $4,132-33.8% |
| Admin fee / account holder | $136 | $169-19.9% | $5,539-97.6% | $170-20.0% |