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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,961 | $65,364-37.3% | $92,909-55.9% | $72,975-43.9% |
| Participation rate | 78.8% | 68.3%+10.5pp | 76.0%+2.8pp | 69.5%+9.3pp |
| Annual return | 5.42% | 42.11%-36.7pp | 109.44%-104.0pp | 81.01%-75.6pp |
| Employer contribution / active EE | $4,925 | $2,594+89.9% | $3,653+34.8% | $2,440+101.9% |
| Participant deferral / active EE | $3,688 | $3,128+17.9% | $4,238-13.0% | $3,608+2.2% |
| Admin fee / account holder | $842 | $4,251-80.2% | $5,795-85.5% | $5,124-83.6% |