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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,747 | $209,422-28.5% | $178,503-16.1% | $158,982-5.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.02% | 188.81%-175.8pp | 151.12%-138.1pp | 302.99%-290.0pp |
| Employer contribution / active EE | $3,284 | $5,707-42.5% | $5,011-34.5% | $4,763-31.0% |
| Participant deferral / active EE | $2,607 | $5,955-56.2% | $5,202-49.9% | $5,983-56.4% |
| Admin fee / account holder | $1,948 | $17,079-88.6% | $13,987-86.1% | $11,252-82.7% |