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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,902 | $176,105-33.1% | $159,474-26.1% | $167,536-29.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.76% | 331.91%-314.1pp | 263.68%-245.9pp | 478.82%-461.1pp |
| Employer contribution / active EE | $2,762 | $5,299-47.9% | $4,831-42.8% | $4,839-42.9% |
| Participant deferral / active EE | $9,213 | $7,751+18.9% | $7,353+25.3% | $6,342+45.3% |
| Admin fee / account holder | $1,800 | $12,559-85.7% | $10,802-83.3% | $12,315-85.4% |