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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,558 | $160,070+4.1% | $147,117+13.2% | $145,897+14.2% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 12.99% | 98.69%-85.7pp | 420.54%-407.6pp | 552.29%-539.3pp |
| Employer contribution / active EE | $2,952 | $5,285-44.1% | $4,932-40.2% | $4,663-36.7% |
| Participant deferral / active EE | $9,066 | $8,419+7.7% | $8,065+12.4% | $6,689+35.5% |
| Admin fee / account holder | $16,778 | $15,035+11.6% | $12,993+29.1% | $13,390+25.3% |