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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,977 | $86,298-44.4% | $111,308-56.9% | $85,847-44.1% |
| Participation rate | 77.8% | 73.3%+4.4pp | 77.3%+0.5pp | 69.3%+8.5pp |
| Annual return | 9.45% | 19.99%-10.5pp | 54.67%-45.2pp | 318.61%-309.2pp |
| Employer contribution / active EE | $748 | $2,044-63.4% | $2,732-72.6% | $2,565-70.8% |
| Participant deferral / active EE | $2,966 | $3,641-18.5% | $4,487-33.9% | $3,952-25.0% |
| Admin fee / account holder | $980 | $8,189-88.0% | $7,965-87.7% | $6,261-84.4% |