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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,590 | $86,949-39.5% | $102,460-48.7% | $80,959-35.0% |
| Participation rate | 72.6% | 72.4%+0.2pp | 76.5%-3.9pp | 67.7%+4.9pp |
| Annual return | 8.96% | 18.89%-9.9pp | 29.47%-20.5pp | 35.67%-26.7pp |
| Employer contribution / active EE | $1,732 | $2,370-26.9% | $3,025-42.7% | $2,757-37.2% |
| Participant deferral / active EE | $3,435 | $4,121-16.7% | $5,056-32.1% | $4,300-20.1% |
| Admin fee / account holder | $2,955 | $8,048-63.3% | $9,460-68.8% | $6,925-57.3% |