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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,987 | $89,259-46.2% | $107,187-55.2% | $82,637-41.9% |
| Participation rate | 58.5% | 67.9%-9.4pp | 75.0%-16.5pp | 68.1%-9.5pp |
| Annual return | 23.13% | 21.02%+2.1pp | 204.55%-181.4pp | 53.51%-30.4pp |
| Employer contribution / active EE | $2,180 | $3,080-29.2% | $3,782-42.4% | $2,552-14.6% |
| Participant deferral / active EE | $3,200 | $4,037-20.7% | $5,096-37.2% | $4,126-22.4% |
| Admin fee / account holder | $6,158 | $7,381-16.6% | $9,162-32.8% | $7,339-16.1% |