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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,769 | $165,399-72.3% | $149,745-69.4% | $158,982-71.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 4.64% | 348.34%-343.7pp | 276.72%-272.1pp | 302.99%-298.4pp |
| Employer contribution / active EE | $2,969 | $5,105-41.8% | $4,646-36.1% | $4,763-37.7% |
| Participant deferral / active EE | $3,711 | $7,183-48.3% | $6,843-45.8% | $5,983-38.0% |
| Admin fee / account holder | $20,698 | $10,811+91.4% | $9,312+122.3% | $11,252+84.0% |