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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,737 | $61,295+46.4% | $149,682-40.0% | $71,476+25.5% |
| Participation rate | 100.0% | 62.5%+37.5pp | 78.8%+21.2pp | 67.9%+32.1pp |
| Annual return | 6.89% | 35.86%-29.0pp | 134.35%-127.5pp | 28.85%-22.0pp |
| Employer contribution / active EE | $6,714 | $2,380+182.1% | $4,818+39.3% | $2,589+159.4% |
| Participant deferral / active EE | $5,579 | $2,918+91.2% | $5,681-1.8% | $4,290+30.1% |
| Admin fee / account holder | $16,467 | $1,262+1205.0% | $13,210+24.7% | $1,587+937.3% |