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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,078 | $228,395-11.5% | $185,861+8.7% | $158,982+27.1% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 17.90% | 40.82%-22.9pp | 35.96%-18.1pp | 302.99%-285.1pp |
| Employer contribution / active EE | $4,067 | $4,968-18.1% | $4,088-0.5% | $4,763-14.6% |
| Participant deferral / active EE | $8,016 | $6,417+24.9% | $5,634+42.3% | $5,983+34.0% |
| Admin fee / account holder | $9,932 | $11,869-16.3% | $9,503+4.5% | $11,252-11.7% |