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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $803,576 | $111,785+618.9% | $93,669+757.9% | $145,877+450.9% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | -0.84% | 203.79%-204.6pp | 133.59%-134.4pp | 551.28%-552.1pp |
| Employer contribution / active EE | $27,048 | $3,096+773.7% | $2,424+1016.1% | $4,663+480.1% |
| Participant deferral / active EE | $15,250 | $4,919+210.0% | $4,416+245.4% | $6,691+127.9% |
| Admin fee / account holder | $5,499 | $10,256-46.4% | $8,291-33.7% | $13,402-59.0% |