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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $803,576 | $111,814+618.7% | $93,654+758.0% | $145,959+450.5% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | -0.84% | 203.30%-204.1pp | 133.34%-134.2pp | 561.95%-562.8pp |
| Employer contribution / active EE | $27,048 | $3,092+774.9% | $2,421+1017.3% | $4,661+480.3% |
| Participant deferral / active EE | $15,250 | $4,914+210.3% | $4,413+245.6% | $6,689+128.0% |
| Admin fee / account holder | $5,499 | $10,246-46.3% | $8,282-33.6% | $13,398-59.0% |