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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,873 | $109,411-52.6% | $89,435-42.0% | $158,982-67.4% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 241.45% | 345.68%-104.2pp | 245.55%-4.1pp | 302.99%-61.5pp |
| Employer contribution / active EE | $25,257 | $3,173+696.1% | $2,587+876.3% | $4,763+430.3% |
| Participant deferral / active EE | $1,578 | $4,600-65.7% | $3,890-59.4% | $5,983-73.6% |
| Admin fee / account holder | $7,547 | $6,159+22.5% | $4,884+54.5% | $11,252-32.9% |