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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,873 | $109,344-52.6% | $89,400-42.0% | $158,950-67.4% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 241.45% | 345.73%-104.3pp | 245.64%-4.2pp | 302.91%-61.5pp |
| Employer contribution / active EE | $25,257 | $3,170+696.7% | $2,586+876.7% | $4,762+430.4% |
| Participant deferral / active EE | $1,578 | $4,599-65.7% | $3,890-59.4% | $5,983-73.6% |
| Admin fee / account holder | $7,547 | $6,154+22.6% | $4,882+54.6% | $11,248-32.9% |