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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,194 | $118,708-65.3% | $98,920-58.4% | $158,966-74.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 13.57% | 372.49%-358.9pp | 196.47%-182.9pp | 302.95%-289.4pp |
| Employer contribution / active EE | $2,551 | $3,334-23.5% | $2,689-5.2% | $4,762-46.4% |
| Participant deferral / active EE | $1,636 | $5,089-67.8% | $4,245-61.5% | $5,983-72.7% |
| Admin fee / account holder | $5,951 | $10,134-41.3% | $6,643-10.4% | $11,250-47.1% |