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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,883 | $88,754+223.2% | $81,820+250.6% | $145,877+96.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 9.51% | 1031.77%-1022.3pp | 777.93%-768.4pp | 551.28%-541.8pp |
| Employer contribution / active EE | $21,009 | $3,085+580.9% | $2,915+620.7% | $4,663+350.5% |
| Participant deferral / active EE | $9,334 | $4,648+100.8% | $4,323+115.9% | $6,691+39.5% |
| Admin fee / account holder | $91,918 | $8,424+991.2% | $7,391+1143.7% | $13,402+585.8% |