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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,378 | $197,625+2.9% | $177,840+14.4% | $158,966+27.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 8.97% | 58.76%-49.8pp | 48.32%-39.4pp | 302.95%-294.0pp |
| Employer contribution / active EE | $10,447 | $6,698+56.0% | $5,919+76.5% | $4,762+119.4% |
| Participant deferral / active EE | $8,584 | $8,405+2.1% | $7,714+11.3% | $5,983+43.5% |
| Admin fee / account holder | $12,002 | $15,405-22.1% | $12,431-3.5% | $11,250+6.7% |