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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,806 | $77,920+10.1% | $149,723-42.7% | $75,177+14.1% |
| Participation rate | 94.3% | 65.6%+28.7pp | 78.8%+15.5pp | 67.2%+27.0pp |
| Annual return | 11.66% | 31.72%-20.1pp | 134.50%-122.8pp | 160.75%-149.1pp |
| Employer contribution / active EE | $3,625 | $3,138+15.5% | $4,821-24.8% | $2,671+35.7% |
| Participant deferral / active EE | $1,635 | $3,411-52.1% | $5,682-71.2% | $4,126-60.4% |
| Admin fee / account holder | $35,103 | $5,951+489.9% | $13,215+165.6% | $5,651+521.1% |