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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,809 | $113,941-86.1% | $94,229-83.2% | $125,389-87.4% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -3.54% | 5.29%-8.8pp | 10.68%-14.2pp | 282.24%-285.8pp |
| Employer contribution / active EE | $2,547 | $4,727-46.1% | $3,587-29.0% | $4,866-47.7% |
| Participant deferral / active EE | $3,175 | $5,179-38.7% | $4,320-26.5% | $5,352-40.7% |
| Admin fee / account holder | $3,479 | $8,392-58.5% | $6,269-44.5% | $9,541-63.5% |