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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,659 | $91,439+59.3% | $135,974+7.1% | $71,511+103.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 81.9%+18.1pp | 67.9%+32.1pp |
| Annual return | 14.13% | 29.90%-15.8pp | 68.30%-54.2pp | 28.86%-14.7pp |
| Employer contribution / active EE | $5,079 | $3,705+37.1% | $4,859+4.5% | $2,589+96.2% |
| Participant deferral / active EE | $6,639 | $7,093-6.4% | $7,760-14.4% | $4,291+54.7% |
| Admin fee / account holder | $10,197 | $1,267+705.0% | $10,767-5.3% | $1,588+541.9% |