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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,468 | $64,359+57.7% | $90,161+12.5% | $70,124+44.7% |
| Participation rate | 76.9% | 70.4%+6.5pp | 76.9%+0.1pp | 69.5%+7.4pp |
| Annual return | 11.23% | 28.13%-16.9pp | 34.89%-23.7pp | 73.14%-61.9pp |
| Employer contribution / active EE | $1,439 | $2,046-29.7% | $3,318-56.6% | $2,342-38.6% |
| Participant deferral / active EE | $2,907 | $4,389-33.8% | $5,287-45.0% | $3,332-12.8% |
| Admin fee / account holder | $6,224 | $3,945+57.8% | $5,943+4.7% | $4,645+34.0% |