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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,721 | $102,609+77.1% | $98,090+85.3% | $138,895+30.8% |
| Participation rate | 82.4% | 82.8%-0.4pp | 81.5%+0.8pp | 79.9%+2.4pp |
| Annual return | 11.16% | 36.44%-25.3pp | 37.05%-25.9pp | 145.39%-134.2pp |
| Employer contribution / active EE | $1,684 | $3,867-56.5% | $3,606-53.3% | $4,194-59.9% |
| Participant deferral / active EE | $5,482 | $8,167-32.9% | $7,845-30.1% | $6,396-14.3% |
| Admin fee / account holder | $3,006 | $11,434-73.7% | $11,815-74.6% | $12,562-76.1% |