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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,566 | $57,305+65.0% | $86,640+9.1% | $75,173+25.8% |
| Participation rate | 37.0% | 63.2%-26.2pp | 71.7%-34.7pp | 67.2%-30.2pp |
| Annual return | 47.79% | 2674.24%-2626.4pp | 592.52%-544.7pp | 160.72%-112.9pp |
| Employer contribution / active EE | $1,867 | $2,316-19.4% | $3,024-38.3% | $2,671-30.1% |
| Participant deferral / active EE | $2,042 | $3,320-38.5% | $4,438-54.0% | $4,126-50.5% |
| Admin fee / account holder | $3,034 | $4,116-26.3% | $5,616-46.0% | $5,651-46.3% |