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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,898 | $106,280+137.0% | $96,538+160.9% | $139,487+80.6% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.3%+0.7pp | 80.3%-5.3pp |
| Annual return | 18.36% | 38.48%-20.1pp | 35.74%-17.4pp | 373.84%-355.5pp |
| Employer contribution / active EE | $12,787 | $4,107+211.3% | $3,740+241.9% | $4,755+168.9% |
| Participant deferral / active EE | $16,500 | $5,457+202.4% | $4,880+238.1% | $6,713+145.8% |
| Admin fee / account holder | $2,036 | $7,888-74.2% | $6,737-69.8% | $11,407-82.2% |