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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,132 | $176,105+29.5% | $159,474+43.1% | $167,536+36.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.24% | 331.91%-323.7pp | 263.68%-255.4pp | 478.82%-470.6pp |
| Employer contribution / active EE | $4,192 | $5,299-20.9% | $4,831-13.2% | $4,839-13.4% |
| Participant deferral / active EE | $1,720 | $7,751-77.8% | $7,353-76.6% | $6,342-72.9% |
| Admin fee / account holder | $158,002 | $12,559+1158.1% | $10,802+1362.7% | $12,315+1183.1% |