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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $903,165 | $172,111+424.8% | $150,298+500.9% | $137,256+558.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 39.33% | 69.37%-30.0pp | 62.79%-23.5pp | 220.34%-181.0pp |
| Employer contribution / active EE | $14,641 | $4,636+215.8% | $4,154+252.4% | $4,156+252.3% |
| Participant deferral / active EE | $6,300 | $6,166+2.2% | $5,453+15.5% | $6,407-1.7% |
| Admin fee / account holder | $204,141 | $16,471+1139.4% | $14,116+1346.2% | $12,270+1563.7% |