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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,955 | $67,602+71.5% | $82,312+40.9% | $70,126+65.4% |
| Participation rate | 75.9% | 72.8%+3.1pp | 76.9%-1.0pp | 69.5%+6.3pp |
| Annual return | 17.97% | 21.57%-3.6pp | 25.88%-7.9pp | 73.15%-55.2pp |
| Employer contribution / active EE | $3,178 | $1,755+81.1% | $2,428+30.9% | $2,343+35.7% |
| Participant deferral / active EE | $5,016 | $2,987+67.9% | $3,706+35.4% | $3,332+50.6% |
| Admin fee / account holder | $4,982 | $4,512+10.4% | $5,608-11.2% | $4,645+7.3% |