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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,064 | $52,279+45.5% | $89,414-14.9% | $79,852-4.7% |
| Participation rate | 96.0% | 57.5%+38.5pp | 68.0%+28.0pp | 69.6%+26.4pp |
| Annual return | 2.63% | 22.16%-19.5pp | 245.50%-242.9pp | 31.72%-29.1pp |
| Employer contribution / active EE | $1,744 | $1,572+11.0% | $2,586-32.6% | $2,471-29.4% |
| Participant deferral / active EE | $4,942 | $2,740+80.3% | $3,890+27.0% | $3,740+32.1% |
| Admin fee / account holder | $7,051 | $3,356+110.1% | $4,883+44.4% | $5,306+32.9% |