Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,650 | $60,349-72.4% | $74,184-77.6% | $62,881-73.5% |
| Participation rate | 61.7% | 72.7%-11.0pp | 76.6%-14.9pp | 69.3%-7.6pp |
| Annual return | 7.67% | 21.38%-13.7pp | 17.74%-10.1pp | 20.14%-12.5pp |
| Employer contribution / active EE | $943 | $1,680-43.9% | $2,370-60.2% | $2,281-58.6% |
| Participant deferral / active EE | $1,493 | $2,856-47.7% | $3,550-58.0% | $3,203-53.4% |
| Admin fee / account holder | $2,821 | $4,261-33.8% | $5,586-49.5% | $4,296-34.3% |