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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,430 | $175,231+69.2% | $149,696+98.0% | $139,466+112.5% |
| Participation rate | 70.6% | 83.4%-12.8pp | 78.8%-8.2pp | 80.3%-9.7pp |
| Annual return | 6.94% | 166.77%-159.8pp | 134.46%-127.5pp | 373.66%-366.7pp |
| Employer contribution / active EE | $0 | $5,478-100.0% | $4,821-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,149 | $6,521-36.4% | $5,682-27.0% | $6,712-38.2% |
| Admin fee / account holder | $710 | $16,155-95.6% | $13,212-94.6% | $11,409-93.8% |