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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,041 | $69,977-49.9% | $108,582-67.7% | $62,881-44.3% |
| Participation rate | 57.6% | 72.9%-15.3pp | 79.6%-22.0pp | 69.3%-11.7pp |
| Annual return | 16.10% | 10.73%+5.4pp | -51.70%+67.8pp | 20.14%-4.0pp |
| Employer contribution / active EE | $959 | $2,135-55.1% | $3,758-74.5% | $2,281-57.9% |
| Participant deferral / active EE | $2,111 | $3,165-33.3% | $4,311-51.0% | $3,203-34.1% |
| Admin fee / account holder | $356 | $5,076-93.0% | $7,645-95.3% | $4,296-91.7% |