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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,216 | $57,352-64.8% | $83,830-75.9% | $64,173-68.5% |
| Participation rate | 81.1% | 68.6%+12.5pp | 76.1%+4.9pp | 69.6%+11.5pp |
| Annual return | -8.85% | 11.38%-20.2pp | 850.97%-859.8pp | 7.63%-16.5pp |
| Employer contribution / active EE | $2,734 | $2,546+7.4% | $3,631-24.7% | $2,381+14.8% |
| Participant deferral / active EE | $4,278 | $2,993+42.9% | $4,082+4.8% | $3,470+23.3% |
| Admin fee / account holder | $2,429 | $4,046-40.0% | $5,479-55.7% | $4,887-50.3% |