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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $142,408 |
Filed as: KESTRA FINANCIAL Service code 27 · EIN 47-1566880 | Advisory (Plan) | $18,538 |
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $10,000 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,885 | $104,336-25.4% | $159,487-51.2% | $86,821-10.3% |
| Participation rate | 76.9% | 77.7%-0.8pp | 82.8%-5.9pp | 72.3%+4.7pp |
| Annual return | 49.82% | 26.32%+23.5pp | 263.71%-213.9pp | 97.94%-48.1pp |
| Employer contribution / active EE | $2,890 | $3,451-16.3% | $4,831-40.2% | $2,406+20.1% |
| Participant deferral / active EE | $7,441 | $6,837+8.8% | $7,354+1.2% | $4,132+80.1% |
| Admin fee / account holder | $214 | $172+24.4% | $10,804-98.0% | $170+26.3% |