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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,533 | $77,638+19.2% | $156,551-40.9% | $62,881+47.2% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 4.54% | 50.33%-45.8pp | 32.23%-27.7pp | 20.14%-15.6pp |
| Employer contribution / active EE | $5,158 | $3,444+49.8% | $5,501-6.2% | $2,281+126.1% |
| Participant deferral / active EE | $4,468 | $3,046+46.7% | $4,871-8.3% | $3,203+39.5% |
| Admin fee / account holder | $1,468 | $5,561-73.6% | $13,028-88.7% | $4,296-65.8% |