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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,651 | $113,338-1.5% | $94,993+17.5% | $147,585-24.3% |
| Participation rate | 50.0% | 78.0%-28.0pp | 73.9%-23.9pp | 82.8%-32.8pp |
| Annual return | 11.25% | 20.80%-9.5pp | 27.14%-15.9pp | 578.58%-567.3pp |
| Employer contribution / active EE | $898 | $3,160-71.6% | $2,603-65.5% | $4,876-81.6% |
| Participant deferral / active EE | $2,389 | $3,777-36.7% | $3,317-28.0% | $5,439-56.1% |
| Admin fee / account holder | $157 | $6,063-97.4% | $4,960-96.8% | $10,886-98.6% |