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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,815 | $162,821-40.5% | $133,978-27.7% | $158,982-39.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 4.88% | 41.95%-37.1pp | 45.10%-40.2pp | 302.99%-298.1pp |
| Employer contribution / active EE | $1,179 | $4,976-76.3% | $3,919-69.9% | $4,763-75.3% |
| Participant deferral / active EE | $10,400 | $5,910+76.0% | $5,047+106.0% | $5,983+73.8% |
| Admin fee / account holder | $2,730 | $11,742-76.7% | $8,930-69.4% | $11,252-75.7% |