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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,752 | $105,866-86.1% | $90,766-83.7% | $134,545-89.0% |
| Participation rate | 87.5% | 78.3%+9.2pp | 75.7%+11.8pp | 81.2%+6.3pp |
| Annual return | -17.91% | -10.99%-6.9pp | -12.16%-5.8pp | 418.37%-436.3pp |
| Employer contribution / active EE | $1,250 | $3,464-63.9% | $2,922-57.2% | $4,742-73.6% |
| Participant deferral / active EE | $1,865 | $5,217-64.3% | $4,565-59.2% | $6,401-70.9% |
| Admin fee / account holder | $3,513 | $13,938-74.8% | $8,446-58.4% | $11,431-69.3% |