Retirement plan

CHEAP TOBACCO 401(K) RETIREMENT PLAN

Name: COMPTON POINT, INC. - CHEAP TOBACCO 401(K) RETIREMENT PLAN (2020) Form 5500
Creator: COMPTON POINT, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHEAP TOBACCO 401(K) RETIREMENT PLAN, COMPTON POINT, INC.

COMPTON POINT, INC.EIN 31-1334285Plan #001PY 2020

10825 MEDALLION DRIVE - CINCINATTI, OH 45241513-745-0450LinkedIn201-500 employeestobacco

Prospect flagsLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$1.7M

+16.3% from 2019

Total participants

153

+5.5% from 2019

Average account balance

$13,013

+13.7% from 2019

Annual return

14.20%

-4.11 pp from 2019

Benchmarks

See 936 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort936 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$726K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$13K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$303K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$303K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$527

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
CORNERSTONE FINANCIAL GROUP2 years Service code 27 4565 EAST GALBRAITH RD. · CINCINNATI, OH 45243	Advisory (Plan)	$6,745
BRINKER CAPITAL2 years Filed as: BRINKER CAPITAL, INC Service code 28 1055 WESTLAKE DRIVE · BERWYN, PA 19312	Investment Management	$4,722
PROFESSIONAL CAPITAL SERVICES, LLC2 years Service code 13 · EIN 46-4091337	Contract Administrator	$4,634

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$16K

$124 / participant

Investment mgmt$11K71.2%
Contract admin$5K28.8%

% of EOY assets

0.952%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: THE CIULLA GROUP, LLC
Auditor EIN: 542185906
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$13,013

$54,590-76.2%

$81,716-84.1%

$73,493-82.3%

Participation rate

82.3%

68.3%+14.0pp

72.0%+10.3pp

70.7%+11.6pp

Annual return

14.20%

17.74%-3.5pp

29.49%-15.3pp

28.51%-14.3pp

Employer contribution / active EE

$775

$1,636-52.6%

$4,310-82.0%

$2,270-65.9%

Participant deferral / active EE

$1,062

$2,759-61.5%

$7,108-85.1%

$3,740-71.6%

Admin fee / account holder

$124

$592-79.1%

$5,159-97.6%

$513-75.9%

Provider

Service type

Compensation

CORNERSTONE FINANCIAL GROUP2 years

Service code 27

4565 EAST GALBRAITH RD. · CINCINNATI, OH 45243

Advisory (Plan)

$6,745

BRINKER CAPITAL2 years

Filed as: BRINKER CAPITAL, INC

Service code 28

1055 WESTLAKE DRIVE · BERWYN, PA 19312

Investment Management

$4,722

PROFESSIONAL CAPITAL SERVICES, LLC2 years

Service code 13 · EIN 46-4091337

Contract Administrator

$4,634

CHEAP TOBACCO 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHEAP TOBACCO 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion